Category komunikasi

Current monetary system the cause of our hardships?

Is there something wrong with the current monetary system? Well, a group of academics and social activists are convinced that something is terribly wrong enough to prompt them to run a seminar on the issue.

Last Saturday, a seminar entitled “Current Monetary System is the Cause of our Hardships, Unending Rises in Prices, and Unemployed Youths and Graduates” attempts to bring some attention to their argument.


The half-day seminar in Shah Alam was organised by the Movement for Monetary Justice Malaysia (MMJ) and Malaysian Consultative Council of Islamic Organisation.

When discussing the hardship faced by the people, the organisers argued that it had never been directed towards the monetary system.

The seminar intended to discuss the ills of the current monetary system as well as to “un...

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Antara Rahmah Muamalah dan Monopoli Riba

RM35 Awam | RM20 Pelajar

24 Mei 2015 | 2 pm – 4 pm | Qaiser Darussalam Bookstore & Islamic Academy

Alhamdulillah! Buat julung kalinya, Koperasi Az Zahabi Selangor akan mengadakan satu majlis ilmu yang akan membincangkan pelbagai isu berkaitan dengan apa yang kita sedang hadapi kini.

Kita akan gabungkan pakar-pakar kewangan Islam daripada Malaysia dan Singapura bersama-sama seorang Ustaz dalam bab fekah muamalah, agar perkongsian ini lebih holistik dan dapat diaplikasikan di dalam kehidupan seharian insyaAllah.

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Ada apa dengan Emas?

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Emas sebagai ukuran nilai harta 

Sesungguhnya nilai Emas itu melangkaui masa dan Emas itu sendiri adalah kayu ukur kekayaan yang sebenar.

BIG_Income Growth

Pertumbuhan pendapatan dari 1980 ke 2012 bagi kumpulan pendapatan Pertengahan Rendah dan Rendah adalah lebih kurang 800% dalam nilai Ringgit, tetapi dalam nilai Emas, penambahannya hanya 200%.

Ini bermakna walaupun kita mempunyai lebih banyak Ringgit akan tetapi nilai Ringgit itu sendiri telah merosot sebanyak 75% dari nilai Ringgit pada tahun 1980.

Inilah yang di namakan kehilangan kuasa beli.

Impaknya dapat kita lihat secara langsung ke atas harga rumah.

BIG_House Price RM v Gold

Sungguhpun harga rumah meningkat mengikut kadar Ringgit, tetapi jika dinilai dengan emas, harga rumah sebenarnya telah susut nilainya sebanyak 60% – 80% dari nilainya pada tahun 1972.

Maknanya, sek...

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Registration Policy

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Applicants registering with Koperasi Az-Zahabi Selangor Berhad are subject to Section 4 of the Undang-Undang Kecil Koperasi as endorsed by Koperasi Az-Zahabi Selangor Berhad’s first annual general meeting.

Application for Registration as members of the Koperasi must be made via azzahabi.my

 Member Policy

  1. A registration fee of RM 20.00 is payable with the application.
  2. The fee is returnable should the application be rejected by the Koperasi.
  3. Re-registration fee shall be RM 50.00.
  4. Nominees can assume principal’s membership within 6 months of the member’s demise.
  5. By clicking the “Register” button the applicant declares that he/she
    1. Shall be bound by the Undang-Undang Kecil Koperasi and its adopted Aturan for its activities
    2. Not a legally charged person.
    3. Not an undischarged bankrupt...
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Jual-Beli emas secara tidak tunai

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Fatwa Nomor: 77/DSN-MUI/V/2010
Dewan Syariah Nasional Majelis Ulama Indonesia

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Fatwa: Gold Investment Parameters

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The 96th Discourse of the Fatwa Committee of the National Fatwa Council for Islamic Religious Affairs Malaysia convened on 13th-15th October 2011 had discussed the Parameters of Gold Investment and made the following decision:
After hearing the briefing and explanation given by Y. Bhg. Dr. Ashraf Md. Hashim and Y. Bhg. Ustaz Lokmanulhakim bin Hussain from the International Shari`ah Research Academy for Islamic Finance (ISRA), the Discourse has agreed to accept and approve the following Gold Investment Parameters:
General Conditions of Sale and Purchase
1. Sale and purchase transactions of gold must comply with all the conditions of sale and purchase as prescribed by Shari`ah, namely the contracting parties, items of exchange and pronouncement according to the customary practice...
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